Services To Protect Your Home Ownership

Our mission is to help consumers in financial trouble by helping them keep their homes, get the cash or loans they need to negotiate their financial turbulence, or get out of their financial burden as gracefully as possible. We offer several different services to help our clients get financial assistance depending on what stage they are at in their circumstances.

Debt Consolidation And Refinance Loans

If you are currently behind on your mortgage payments or are potentially facing foreclosure, chances are that your payments may be out of control. High interest rate loans such as auto loans, credit cards and consumer loans can put a major strain on any budget and may make it difficult to keep up with your other obligations. Even worse, many of these types of loans have such high rates that they can be virtually impossible to pay off with normal payments.

Safe Haven Funding can help by examining your current financial standing and creating a custom consolidation loan, suited to your individual needs. Many instances of property foreclosure or collection action could be avoided altogether by consolidation and reduction of existing monthly payments. Imagine the relief of consolidating all of your monthly payments into one payment that is hundreds less than your current payments!

Click here for more information on debt consolidation and refinance loans.

Foreclosure Resolution Loans

If you are a homeowner that is facing loss of your home or real property due to foreclosure, Safe Haven Funding may be the answer you are looking for. We can get you the money that you need fast, even if you are delinquent on your payments or currently in foreclosure proceedings. Our experienced and knowledgeable loan officers will explain in detail all the specifics of every loan program available to you and help you to make the best decision possible. We offer many different types of foreclosure resolution loans and have one that will fit your needs.

When you fill out an application with us, expect to be signing loan documentation within days - not months. We will get you the money that you need to get back on track and have you enjoying your home again - not worrying about it!

Click here for more information on foreclosure resolution loans.

Post-Foreclosure Loans

So you're out of foreclosure. Congratulations! But… What now? The answer is: Lower your payment and interest rate!

According to national statistics, the most difficult task a homeowner faces following foreclosure proceedings is continuing to make the payments on their home loan. In fact, the first year after foreclosure action is the highest-risk year for the property owner. This risk is amplified if the delinquency was caused by high payments in the first place. Many property owners will fall behind again, putting them at risk of being back in foreclosure. Don't be one of these.

Lower your risk and your monthly payments by refinancing your bailout loan into a long-term, low interest rate loan. We can pre-qualify you on the first phone call and have you at the closing table within weeks, not months. For additional savings, wrap any unwanted bills into the new loan, or get the cash out you need to get back on your feet. There are even zero closing cost loans available if you qualify!

Other Loan Services

Our customers depend on us to provide them with the right loan at the right price, delivered quickly and professionally. Some customers need a small amount of money to solve some personal crisis, while others need payment relief from their high interest rate consumer and auto loans. Many customers are simply looking to refinance their high interest rate into a low fixed rate. No matter what your lending needs are, we have the loan you are looking for.

1. Refinancing Loans
2. Home Equity Loans
3. Fast Cash Loans

Other Services

There are times when a loan is not the best answer to a financial problem. That's why Safe Haven Funding offers these other services. If you are interested in any of the services listed below, click on the link for a full description.

1. FORECLOSURE PREVENTION MEDIATION: Safe Haven Funding, Inc. works with a third party vendor to stop your foreclosure with no out of pocket cost to you. Our selected vendor will create a solution customized to your financial needs and timing, possibly including the following services:
   
   
   • Reinstatement Reduction - They can negotiate to reduce the amount required by your lender to reinstate your loan, either adding the difference to your loan balance or allowing you to pay the difference in small monthly payments.
   • Payment Rescheduling - They can negotiate a reduced payment or get you lender to agree to a delay in payments for a short period of time, allowing you to make up the missed payments at a later date.
   • Foreclosure Delay - They can sometimes delay or even stop foreclosure by carefully scrutinizing your lender's foreclosure procedures. If your lender hasn't followed every guideline to the letter, they go back to square one, giving you more time to work things out.
   • FHA or VA Negotiation - They can work with these major lenders to resolve your delinquency.
   • Mortgage Insurance - They may be able to file a partial claim against your mortgage insurance, giving you cash to reinstate your mortgage and allowing you to repay your insurer over time. When a solution satisfies all parties, they will present the entire package-including our fee-for your approval. If it looks good, you simply sign the document and authorize them to finalize the deal. It's that easy.
   
    
2. EQUITY RESCUE: If your current mortgage payment is no longer affordable due to divorce, permanent disability, loss of a job, or other problems, Equity Rescue may be for you. This service, offered exclusively by Safe Haven, will stop foreclosure immediately and allow you to walk away from your mortgage payments without giving up the equity you've built up in your home-as is often the case with a quick sale.
   
   With Equity Rescue, Safe Haven Funding, Inc. will take charge of leasing your property to a carefully prescreened tenant. Your mortgage payment is guaranteed to be made to your lender every month, on time, for a designated lease period. When you're ready for home ownership again, we will cash you out for 100% of your equity and repay your loan in full.

   Equity Rescue's benefits:

   • Repairs your credit - Your mortgage payment history is one of the most important factors in determining your FICO score, the key credit score for future mortgage loans. So if you want to own a home again, resolving foreclosure and restoring your good mortgage history is critical. While Safe Haven Funding, Inc. makes your payments, your credit will be repaired.
   • Saves your equity - A quick sale of their home often means dropping the price and losing much of your equity. But with Equity Rescue, you receive 100% of the true market value.
   To find out more and see if you qualify for Equity Rescue, fill out our on-line form or call (866) 45-HAVEN today.
   
    
3. BANKRUPTCY ASSISTANCE: Bankruptcy is a very serious step that should be taken only as a last resort. Declaring bankruptcy has a strong negative impact on your credit rating, and can delay your ability to purchase a home for a number of years. However, we understand there are situations where there is no other recourse than to begin bankruptcy proceedings. In the event that declaring bankruptcy becomes necessary, we partner with able and understanding attorneys that will work to help you emerge from the bankruptcy process as gracefully as possible.